Jodo Careers - Apply for Credit Head job in Bangalore

About Jodo

Jodo is a mission-oriented early-stage fin-tech startup which is building a suite of carefully tailored financial products and delivery mechanisms to fulfill the aspirations and needs of middle-income households in urban India. Jodo is started by three cofounders, who have a pedigreed education background (IIT/IIM) and relevant professional experience in financial services. More importantly, they come from a similar background as the customer segment they are serving, and have done extensive customer research to understands the needs of the customer. Jodo is backed by high-quality investors to realise this mission.

What’s on offer?

Jodo is looking to hire a credit & risk lead to join the core team and be part of crafting the credit & collections strategy of the company from scratch. The opportunity is to contribute beyond the functional role, and be an instrumental part of charting the growth path of a potentially large impactful organisation.

Roles / Responsibilities

Setup the credit policy framework and credit process from scratch
Team building - taking the lead in building a high quality data-driven credit team
Owning the day-to-day execution of credit operations
Experimentation - run multiple experiments for different customer segments and continually improve the risk framework
Work closely with other teams to contribute to the overall business strategy

Requirements

4+ years of experience of working with a bank/NBFC in the underwriting/risk team
Experience in building policies and underwriting small ticket size unsecured credit for self-employed segment
Good analytical skills

Intrinsics Required

Execution oriented – the ability to get things done fast
Excellent problem solving skills - ability to think from first principles
Intellectual honesty - always seeking and stating truth irrespective of personal beliefs
Empathetic to the customer segment & mission-oriented
High sense of ownership
Personal growth and learning mindset

Contact

Send CV or Linkedin profile to careers@jodopay.com