Jodo was founded in 2020 by three IIT-IIM alumni — Atulya T. Bhat, Raghav Nagarajan, and Koustav Dey — with a shared vision to transform education finance in India. We believe that financially strong educational institutes form the foundation for delivering quality education to every child. At Jodo, we're on a mission to digitize and revolutionize the way India pays for education, making fee collection seamless, transparent, and future-ready.
Making educational
institutes financially stronger!
We handle fee collection — from automation to affordability — so you can focus on what truly matters: delivering great education.



Our story

The founders

Atulya Bhat
- IIT Madras, IIM Ahmedabad
- Z47, Goldman Sachs, Nomura

Raghav Nagarajan
- IIT Kharagpur, CFA
- Z47, Rupeevest (Founder), Edelweiss, Barclays

Koustav Dey
- IIT Kanpur, IIM Bangalore
- Z47, Mckinsey, Morgan Stanley

We are in the news
Our vision
Our vision is to significantly enhance the financial well-being of individuals and businesses, by offering tailored financial products designed for their unique needs.
Our mission
To build tailored financial products that enhance the financial health of businesses and individuals, empowering them to thrive with confidence.
Join the 3,000+ institutes that run on Jodo
Jodo caters to all types of educational institutions — including schools, colleges, universities, ed-tech platforms, coaching centers, and more.
Book a demo