Jodo | School fees, done with ease! Credit Analyst | Jodo School fees, done with ease!
Full time
2+ years
Credit Analyst Bangalore Full time

About Jodo

Jodo ( is a mission-oriented high-growth startup whose first product is an innovative financing product to help parents manage their kid's school/institute fee expenses. Jodo is building a suite of payments and financing products to make education spends more convenient, affordable and rewarding for parents. Jodo aims to be a category-creating company with a mission to be a trusted partner to parents in fulfilling their aspirations for their kids' education.

Jodo is backed by marquee VC investors – Elevation Capital and Matrix Partners – to realize this mission. Jodo is started by three co-founders who have a pedigreed education background (IIT/IIM) and professional background (ex- Nomura, Goldman Sachs, Morgan Stanley, Barclays, Matrix Partners).

Role Description

Jodo is looking to hire a Credit Analyst to join our credit team. This is an opportunity to work in a fast-paced environment with ambitious colleagues and learn about an innovative financing product in the education space. You will be performing detailed risk assessments, monitoring existing portfolios, identifying new segments, and implementing new ideas to ease the overall process.


  • Setup the credit policy framework and credit process from scratch
  • Team building - Taking the lead in building a high-quality data-driven credit team
  • Owning the day-to-day execution of credit operations
  • Experimentation - Run multiple experiments for different customer segments and continually improve the risk framework
  • Work closely with other teams to contribute to the overall business strategy

Traits of the Ideal Candidate

  • Execution oriented – The ability to get things done fast
  • Excellent problem-solving skills - Ability to think from first principles
  • Intellectual honesty - Always seeking and stating truth irrespective of personal beliefs
  • Empathetic to the customer segment & mission-oriented
  • High sense of ownership
  • Personal growth oriented with a learning mind


  • 2+ years of experience of working with a bank/NBFC in the underwriting/risk team
  • Experience in building policies and underwriting small ticket size unsecured credit for the self-employed segment
  • Good analytical skills