Role Description

We are seeking to hire a credit analyst to join our team. Your responsibilities will include evaluating the financial status of potential customers, monitoring existing clients, performing risk assessments, and making informed decisions while extending credit. To excel in this role, you will have a bachelor’s degree in finance, accounting, or a related field. You should demonstrate sound judgment, strong analytical skills, and negotiation skills. A background in the financial industry is advantageous.

Responsibilities

• Analyze and assess the financial statements and credit history of existing and potential clients
• Review credit applications and perform credit checks
• Structure deals and perform risk assessments
• Present analysis, findings, and recommendations to managers, especially findings that involve a borrower’s ability to repay
• Ability to make informed decisions backed by sound assessment
• Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits
• Ability to handle multiple projects and submit applications on time
• Financial forecasting
• Practice due diligence
• Keep up to date with the company’s lending protocols

Requirements

• Bachelor’s degree in finance, accounting, or other business-related fields
• Strong proficiency in MS Office and general computer use
• Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision
• Strong attention to detail and ability to notice discrepancies in data
• Impeccable understanding of financial statements, ratios, and concepts

Benefits

• Becoming a part of the early core team
• Competitive salary
• Work with colleagues from strong backgrounds & hungry to succeed
• Opportunity to interact with and learn from high-pedigree investors & mentors -
  • VCs: Tiger Global, Elevation Capital (erstwhile SAIF Partners), Matrix Partners
  • Select angel investors: Kunal Shah, Nithin Kamath, Amit Ranjan

What are we looking for?

• Self-starter with a high sense of ownership - Comfortable working with minimal supervision
• Hungry to learn and grow - Passion to learn & be a better version of oneself; motivated to succeed
• Bias for action - Have the temperament to experiment and execute in uncertainty
• Hustler - Ability to generate resources to solve a problem
• Intellectual honesty - Always seeking and presenting truth irrespective of personal POV or beliefs
• Mission-oriented - Deeply care about delivering value and making an impact on customer's lives

Key Details

• Role: Credit Analyst
• Location: Bangalore
• Compensation: Negotiable based on candidate profile (structured as all Fixed)
• Working 6 days a week