Solving college fee collection with Flex

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In our last few posts, we explored why fee collection remains one of the most persistent challenges for colleges — despite digitization and ERP adoption.

This time, let’s look at a simple but powerful solution: Jodo Flex. More than a collection tool, Flex is a long-term autopay system that helps colleges lock in fees for the entire duration of a student’s course — not just the first year.

Here’s how it works and why it’s built for colleges.

The core problem: collections drop after Year 1

When a student joins a college, collecting the first-year/first-semester fee is usually straightforward. The fee is collected as part of the student enrollment process in the college.

But as students move into their second or third year, things get messier.

Follow-ups increase. Defaults rise. And in many cases, colleges are forced to resort to coercive measures — withholding exam access or transcripts — to collect what’s due.

It’s a cycle no one wants to be stuck in.

What colleges actually need: predictability and control

Fee collection isn’t just about digital payments — it’s about ensuring fees arrive on time, without admin teams spending hours chasing them or resorting to unpleasant measures to collect.

And for higher education, that requires three things:

Long-term payment visibility — so colleges have certainty around cashflows.
Flexible payment options — to make it easier for students to stay on track.
Automation — to remove manual bottlenecks and reduce collection effort.

Most existing systems don’t offer that. But flex does.

How Flex solves this

Jodo Flex is built specifically for institutes with multi-year fee cycles like colleges and universities.

Here’s what it enables:

1. Collect across the full course duration

At the time of admission, you can lock in payment plans for the full course — whether it’s a 2-year MBA or a 4-year BTech. No need to re-engage students semester after semester.

2. Ability to offer convenient payment schedules

Flex lets colleges offer flexible payment plans — monthly, quarterly, or custom — instead of forcing all students into a one-size-fits-all semester or annual fee structure.

3. Improve collections without friction

No more blocked hall tickets or exam bans. With automated reminders, receipts, and zero manual effort, Flex helps increase on-time payments while preserving student trust.div

4. Automate Reconciliation

In traditional methods like cheques, DDs or even bank transfers, the reconciliation process is manual, while in flex, as soon as the payment is done, the student receives the receipt digitally and gets reconciled automatically.

Introduce Flex at the time of admission

The best time to introduce Jodo Flex is during the admission process itself. Setting it up from the start makes it a part of student onboarding — so students clearly understand the payment schedule and how fees will be collected. For institutes, it means predictable collections for the entire course duration.

It not only eases the burden of follow-ups but also creates a healthy, compounding cash flow as new students come in and existing students continue with their monthly payments.

Flex is cost-effective as well

Credit cards, DDs, and even wallets come with high MDRs and hidden fees. UPI Autopay, NACH on the other hand, is fast, affordable, and built for scale.

In short: it’s the simplest, most cost-effective way for colleges to collect large-ticket fees.

Final thoughts

For colleges, fee collection shouldn’t be a repeated struggle every semester.

With Jodo Flex, we’re helping higher education institutes:

Reduce admin work by up to 90%
Improve cash flow predictability
Offer better, student-friendly payment experiences

All without disrupting existing systems or workflows.

Ready to rethink collections for your institute? Book a quick walkthrough and we’ll show you how it works.

For more insight into how Jodo is revolutionizing fee collection, connect with our Co-founder, Atulya Bhat, on LinkedIn.